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FundsForBudget > Homes > The Revamped Southwest Priority Card Jumped To The Top Of My List. Here’s Why
Homes

The Revamped Southwest Priority Card Jumped To The Top Of My List. Here’s Why

TSP Staff By TSP Staff Last updated: July 25, 2025 14 Min Read
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Photo by Benét Wilson; Illustration by Bankrate

Key takeaways

  • The Southwest Rapid Rewards® Priority Credit Card offers a generous welcome offer, making it easy to earn points for future flights.
  • Comparing the Southwest Rapid Rewards Priority Card to alternative travel cards, it stands out as the top choice due to airline rewards and newly enhanced perks.
  • Cardholders with A-List Preferred status can enjoy additional perks such as free seat selection and priority boarding, plus extra card benefits.

Full disclosure: I’ve been a Southwest Airlines superfan for almost 30 years, so I want to be clear about my bias.

— Benét Wilson Lead credit cards writer

I had the Southwest Rapid Rewards® Plus Credit Card* in the 2010s, but dropped it because I wanted to earn more points in other categories outside of flights.

But what started as researching three travel cards — the American Express® Gold Card, Capital One Venture Rewards Credit Card and Chase Sapphire Preferred® Card — quickly narrowed once I saw Southwest’s newly revamped credit cards.

The Southwest Rapid Rewards® Priority Credit Card, with a $229 annual fee, has gone to the top of my travel card list — even though I’m not typically a fan of airline credit cards. Here’s why Southwest made it easy for me to add one of its credit cards to my lineup.

What I’d get with the Southwest Priority card

The Southwest Priority card starts with a generous welcome offer. With all the travel I have planned for the rest of 2025 — plus the points I rack up via Southwest’s shopping portal and on dining via my connected credit and debit cards — that offer would put me close to having more than 200,000 points in my Rapid Rewards loyalty program account. That’s a lot of award flights I can take on my favorite airline.

I currently hold A-List Preferred status after flying 70,000 miles last year. I’ve already requalified for A-List status through 2026 and expect to hit A-List Preferred again by November 2025. While it’s been a slog, the perks that come with A-List Preferred make it worth my time to chase it.

    • A 100 percent points bonus
    • Same-day standby and a same-day confirmed seat (with me near the top of the list thanks to my A-List Preferred status)
    • Two free checked bags
    • Priority lines for check-in, airport security line and boarding
    • Dedicated customer service phone number
    • Free Wi-Fi
    • Two free premium drink coupons on select flights over 250 miles

And the Priority card adds:

  • 7,500 points every year on my cardmember anniversary
  • 10,000 Companion Pass-qualifying points boost each year
  • $75 Southwest travel credit every year (through Dec. 31, 2025)

Starting in 2026, the airline begins assigned seating, including extra legroom and preferred seats. With A-List Preferred status, I can book both types of seats at no charge, plus I can board in Group 1 or 2 out of eight total.

Southwest Priority card benefits

By opening the Southwest Rapid Rewards Priority Card, gone is the pressure to chase miles or one-way segments to earn status and the perks that come with it. Instead, card membership comes with the following enhanced benefits:

  • 4X points on Southwest Airlines eligible purchases (previously 3X).
  • 2X points at gas stations and restaurants, with no annual cap.
  • Cardmember and up to eight additional passengers on the same reservation can check a first bag free. For a group of four, this would be a savings of up to $280 round-trip ($35 per bag, per one-way flight).
  • Standard or preferred seat selection at booking, when available, for the cardmember and up to eight passengers traveling on the same reservation, starting in 2026.
  • Unlimited upgrades to extra legroom seats within 48 hours prior to departure, when available and at no additional charge, for the cardmember and up to eight passengers traveling on the same reservation.
  • Earlier boarding for the cardmember, and up to eight additional passengers traveling on the same reservation, in Group 5.
  • 2,500 Tier Qualifying Points (TQPs) toward A-List status for every $5,000 spent annually (previously 1,500 TQPs).

With all these perks, Southwest Airlines has made a compelling case for why I should sign up for the Priority card — and I’m really tempted.

Comparing popular travel cards

Let’s take a look at what the four travel cards I’m considering bring to the table.

  • Annual fee: $325

    Welcome offer:

    • You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

    Rewards:

    • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
    • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
    • Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
    • Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
    • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
    • Transfer points to 17 airlines and three hotel partners

    • Credits for Uber, Resy, Dunkin Donuts, dining, The Hotel Collection (enrollment may be required; terms apply)

    • Global Assist hotline

    • Baggage insurance

    • Car rental loss and damage insurance

    • Amex events

    • Purchase protection

    • Extended warranty

  • Green circle with a checkmark inside

    Pros

    • Compelling welcome offer
    • More points in top categories — flights, restaurants and groceries
    • Strong airline and hotel transfer partners
    Red circle with an X inside

    Cons

    • High annual fee
    • Only 3X for flights
    • Lackluster travel benefits
  • Annual fee: $95

    Welcome Offer:

    • Earn 75,000 miles once you spend $4,000 on purchases within the first 3 months of account opening

    Rewards:

    • 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
    • 2 Miles per dollar on every purchase, every day
    • Transfer miles to 14 airlines and three hotel partners

    • $50 experience credit on every Lifestyle Collection stay booked through Capital One Travel

    • Up to $120 credit for Global Entry or TSA PreCheck

    • Travel accident insurance

    • Hertz Five Star status

    • Auto rental collision damage waiver

    • Capital One Dining; Capital One Entertainment; Capital One Shopping; Capital One Offers

    • Extended warranty

  • Green circle with a checkmark inside

    Pros

    • 2X miles on all purchases
    • Quality airline and hotel partners
    • Solid rewards and easy redemptions 
    Red circle with an X inside

    Cons

    • No annual bonus miles or travel credits
    • Miles worth only 1 cent for most redemptions
    • Weak travel benefits
  • Annual fee: $95

    Welcome offer:

    • Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

    Rewards:

    • Earn 5x on travel purchased through Chase Travel℠.
    • Earn 3x on dining, select streaming services and online groceries.
    • Earn 2x on all other travel purchases.
    • Earn 1x on all other purchases.

    Each account anniversary you’ll earn bonus points equal to 10% of your total purchases made the previous year.

    • Trip cancellation/interruption/delay insurance

    • Baggage delay insurance

    • Travel and emergency assistance

    • Up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Travel℠

    • Transfer your points to 11 airline and three hotel partners

    • Free DoorDash DashPass membership for 12 months

    • Extended warranty and purchase protection

  • Green circle with a checkmark inside

    Pros

    • Higher points for travel, dining and online grocery shopping
    • Top-tier airline and hotel partners
    • Generous travel protections 
    Red circle with an X inside

    Cons

    • Other cards offer more travel points 
    • Short spend time to earn welcome offer
  • Annual fee: $229

    Welcome offer:

    • Limited Time Offer: Our best points offer this year, earn 100,000 bonus points after spending $4,000 on purchases in the first 5 months from account opening.

    Rewards:

    • Earn 4X points on Southwest Airlines® purchases.
    • Earn 2X points at gas stations and restaurants.
    • Earn 1X points on all other purchases.
    • 2,500 Tier Qualifying Points (TQPs) toward A-List status for every $5,000 spent annually
    • 7,500 points every year on cardmember anniversary
    • 10,000 Companion Pass qualifying points boost each year

     

    • One free bag for the cardmember and up to eight additional passengers on the same reservation

    • Standard or preferred seat selection at booking, when available, for the cardmember and up to eight passengers on the same reservation

    • Unlimited free Extra Legroom seat upgrades within 48 hours prior to departure, when available, for the cardmember and up to eight passengers on the same reservation

    • Group 5 boarding for the card member and up to eight passengers on the same reservation

  • Green circle with a checkmark inside

    Pros

    • More points for flights, dining and gas
    • Valuable welcome offer
    • VIP-like travel perks
    Red circle with an X inside

    Cons

    • High annual fee
    • No travel protections
    • Limited international flights (although it has added international partners, with more to come)

The bottom line

Writing this story was helpful in showing me all my travel card options with a critical eye. All four have pros and cons, but when I add everything up, the winner is… the Southwest Rapid Rewards® Priority Credit Card. It makes sense to me because of my long-time loyalty to the airline.

In the end, no other card matched the Priority card for all my travel needs. Its perks mirror elite status — without the hassle of chasing flights — and the welcome bonus gives my points balance a huge lift. While the Chase Sapphire Preferred came close, Southwest’s value was unbeatable for someone who flies it almost exclusively.

For me, this card doesn’t just represent the points I’ll earn — I see it as a reward for years of loyalty and a smart shortcut to premium perks I used to work hard to earn. It’s rare to find a card that fits your travel habits this well. For someone who flies Southwest as much as I do, the Southwest Priority card just makes sense.

*Information about the Southwest Rapid Rewards® Plus Credit Card has been collected independently by Bankrate.com. The card details have not been reviewed or approved by the card issuer.

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