Personal Finance
Latest Personal Finance News
Old-School Scams Still Work, Even On Younger Generations
There’s so much buzz about AI taking over the scam universe it’s easy to forget that old-school scams are still…
How To Get A Personal Loan With Low Interest Rates
Key takeaways A high credit score and income are crucial to getting the lowest rates on a personal loan. Improve…
Cash Stuffing: How This Trendy Budgeting Method Works
Although cash stuffing is a technique that’s been around for a while, it’s resurged in recent months — particularly among…
What Are The Long-Term Financial Commitments Of Pet Ownership?
Pet ownership is filled with joy, companionship, and a series of ongoing financial commitments that extend far beyond the initial…
How To Choose The Best Personal Loan Lender
Key takeaways The average interest rate on a personal loan is under 13 percent. Common fees include origination fees, prepayment…
Early Account Closure Fees At Top Banks
Key takeaways Several banks charge an early account closure fee, usually between $5 and $50, if a customer closes their…
Banks Need To Get On The Buy Now, Pay Later Bandwagon
OBSERVATIONS FROM THE FINTECH SNARK TANK Spurred by the spike in online and mobile shopping during the pandemic, the popularity…
Gearing Up For The 2025 Energy Tax Debate
The guidance implementing the energy tax credits in the Inflation Reduction Act is not yet complete, but it’s already time…
Biden Administration Extends Recertification Deadline For IDR Plans
Last week, the Biden Administration announced that borrowers who are on income-driven repayment (IDR) plans like the new SAVE plan…
What Is APR On A Loan? Plus, How To Compare Rates
Key takeaways APR reflects the total annual cost of a personal loan, including both fees and interest. Many lenders state…
