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What to Do if You’re Running Out of Money

It’s the end of the month, and you’re out of money—again. It’s a hopeless feeling scrambling to see which bills…

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Timeshares vs. Vacation Clubs vs. Travel Clubs

These days, most people have heard enough horror stories about timeshares to know you should run for the hills whenever…

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Are Credit Card Points Worth It?

Earn 3% cash back. Get 20,000 bonus points. Gain more sky miles with each swipe! Credit card points are the…

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Wedding Gift Ideas – Ramsey

Wedding bells are ringing! Do you hear them? Soon, you’ll be celebrating love, stuffing your face with wedding cake, and…

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What If Your Emergency Fund Can’t Cover Your Emergency?

Emergencies hit you out of nowhere. And if you don’t have a buffer of cash between you and all the…

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Are We Really Headed for a Cashless Society?

Ever wonder if our society is going completely cashless? Maybe you’ve noticed more and more businesses are only accepting digital…

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What Are Freelance Taxes? And How Do They Work?

Being a freelancer means being your own boss, and that can be awesome. You go out, kill something, and drag…

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New Year’s Eve Party: Decorating on a Budget

As the year draws to a close, the anticipation of a New Year’s Eve celebration brings excitement and joy. It’s…

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The Truth About Klarna: Why It’s Dangerous to Buy Now, Pay L

Guys, we’ve all been there: You’re scrolling through social media when you get hit with an ad for some jeans…

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7 Hidden Insurance Costs to Avoid

Everyone needs insurance, right? And nobody should exploit that need to line their own pockets. Sadly, that’s just what many…

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