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Discover Student Loans 2024 Review: Alternatives

damircudic / Getty Images Key takeaways Discover is no longer making new student loans. Borrowers can still access their loan…

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Realistic starting salaries for college graduates 2025

Key takeaways The average starting salary for 2025 graduates is just over $68,000 per year, but it varies widely by…

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What Does Hypothecation Mean In Lending?

Key takeaways Hypothecation means offering an asset as collateral to back a loan. If you default on the debt, the…

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Alternative Minimum Tax 2024-2025: What It Is And Who Pays

Photography by Getty Images; Illustration by Bankrate The alternative minimum tax, or AMT, is a separate tax system that runs…

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Home Office Deduction: How It Works, Who Qualifies

If you regularly work from home as a freelancer or small-business owner, you may qualify for the home office deduction…

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Should You Use Vacation Loans To Cover Travel Expenses?

Key takeaways Vacation loans can help pay for a trip’s expenses, but they should only be used if you have…

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Tariffs and car prices pose challenges for consumers

Key takeaways New 25 percent tariffs will increase the price of cars and the overall cost of car ownership. Car…

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Is Redeeming Rewards For Gift Cards A Good Idea?

Key takeaways Gift card redemption is often seen as less valuable than other redemption options, which is true in most…

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What Credit Cards Can You Get With a 700 Score?

Kerkez/iStock/Getty Images Plus FICO credit scores, the industry standard for determining credit risk, range from 300 to 850 — with…

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How 0% interest cards helped me lower private school costs

Photography by Getty Images I’m a points and miles guru by nature. I do my best work making extravagant travel…

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