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Latest Homes News

How To Pay Off Student Loans With A Credit Card

Key takeaways Using a credit card to pay off student loans is only possible in specific circumstances — and it’s…

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Average Down Payment On A House

Key takeaways The median down payment on a home in the U.S., as of January 2025, was $54,310 – about…

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Post-COVID, The Housing Market Is Worse For Buyers

As the 2025 homebuying season kicks off, Americans are staring down some of the most difficult conditions they’ve ever faced.…

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Trump’s Trade War Could Force The Fed To Cut Rates. It Might Not Help Borrowers Much

If the Federal Reserve cuts interest rates this year, don’t bank on it curing your borrowing woes. As panic over…

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How To Request A Credit Line Increase With Wells Fargo

Nicola Katie/ Getty Images Key takeaways Requesting a credit line increase from Wells Fargo starts by calling the issuer and…

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Additional Child Tax Credit: Who Qualifies, How To Claim It

If you’re a parent or guardian, the child tax credit, or CTC, can lower your federal tax bill by up…

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Everything You Need To Know About Credit Utilization Ratio

Key takeaways Your credit utilization ratio accounts for 30 percent of your FICO score and is calculated by dividing the…

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Lesson plans for teaching your kids about credit cards

I was 19 when I received my first credit card and I had no idea what I was doing —…

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HELOCs Rise To 8%, Reversing Recent Slide

Image by GettyImages; Illustration by Bankrate In a surprising spike, home equity lines of credit (HELOCs) climbed 10 basis points…

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There’s still time to earn 100K points with the Chase Sapphire Preferred

Just in time for summer travel, the Chase Sapphire Preferred® Card launched a new elevated limited-time welcome offer last week…

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