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I’m A Credit Cards Editor Who Hates Annual-Fee Cards
This might come as a surprise, but I’m a credit cards editor who avoids cards with annual fees at all…
What Is FICA Tax? What You Should Know About Payroll Taxes
FICA taxes, which are also called payroll taxes, are mandatory for most working Americans and cover both Social Security and…
Tax Identification Number (TIN): What It Is, How To Find It
Image by GettyImages; illustration by Bankrate If you receive income or have any taxable activity, such as a business or…
Gross vs. Net Income: What’s The Difference?
Credit: Images by GettyImages; illustration by Jessa Lizama/Bankrate Understanding the difference between gross and net income can be helpful for…
Best 5% Cash Back Credit Cards
Alistair Berg/DigitalVision/Getty Images One of the highest rewards rates on the market, you can earn 5 percent cash back on…
How to “Give Yourself a Raise” When Inflation Cuts Your Pay
Inflation has been stealing from your paycheck, and all signs indicate that’s not going to change anytime soon. Even if…
Why Do Some Stores Have Credit Card Minimums?
Key takeaways When a merchant accepts credit card payments, it pays an interchange fee charged by the credit card company…
Best Business Cards With No Foreign Transaction Fees
Foreign transaction fees are just one of several annoying travel fees that can be added to your purchases when you…
Best Mortgage Refinance Lenders In 2025
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades.…
What Is Mortgage Collateral? | Bankrate
David Papazian/Getty Images Key takeaways Collateral is something that backs — or secures — a loan, making it less risky…
