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Brokerage Checking Accounts: Pros And Cons
RgStudio/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Brokerage checking accounts work differently than regular bank accounts by automatically spreading your…
Does Refinancing A Car Hurt Your Credit?
Koh Sze Kiat/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Refinancing a car may temporarily lower your credit score…
What Is A Mortgage Loan Originator?
ferrantraite/Getty Images Key takeaways A mortgage loan originator (MLO) is a licensed professional that helps mortgage borrowers understand loan options…
What To Do If Your Social Security Payment Is Late
According to the Social Security Administration (SSA), nearly 70 million Americans received Social Security benefits in July 2025. With roughly…
How Much Is Too Much To Put Into A Savings Account?
Saving money and having an emergency fund can help you handle unplanned expenses and provide peace of mind — especially…
5 Annuity Strategies For High Net Worth Individuals
Most people who own annuities are middle class. Seventy percent of annuity owners had total annual household incomes under $100,000…
Reduced Paid-Up Life Insurance | Bankrate
Key takeaways Reduced paid-up life insurance allows you to keep your whole life policy in place with a reduced death…
Loss Assessment Coverage | Bankrate
One advantage of having a home insurance policy is being able to customize your coverage with riders, or endorsements, to…
High-Yield Savings Rates Today: August 11, 2025
Kaewta Suphan/Getty Images Key takeaways The Federal Reserve left interest rates unchanged at its July 30 meeting, signaling that high-yield…
What Is A Manufactured Home?
Key takeaways A manufactured home is a prefabricated house that’s built in a factory and then installed on a plot…
