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OpenSky Secured Visa vs. Capital One Platinum Secured Credit Card

You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades.…

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When Did Travel Credit Cards Start Turning Into Coupon Books?

Travel credit cards used to be simple. Or at least simpler. You use them for everyday purchases, earn rewards and…

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6 Ideas To Fix the Student Debt Crisis That Aren’t in Trump’s Bill

The Big, Beautiful Bill was already making its way through Congress in mid-May when I sat in a room of…

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Want To Delay RMDs? Check Out a QLAC

Once you hit age 73, IRS rules say you must start taking required minimum distributions (RMDs) from your traditional retirement…

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Does Auto Insurance Follow The Car or The Person?

EmirMemedovski/Getty Images If you’ve ever loaned a car to a friend — maybe one with a less-than-perfect driving record —…

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What Is Conditional Approval? | Bankrate

Key takeaways A conditional approval for a mortgage indicates a lender intends to give you a loan, but requires some…

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What Is Mortgage Insurance? | Bankrate

PC Photography/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Mortgage insurance is a fee you pay to your lender…

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Cash-Out Refinances Vs. Home Equity Loans

Key takeaways A cash-out refinance replaces your existing mortgage with a new one; a home equity loan is a second…

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How To Use Chase Travel Portal To Book Trips & More

Key takeaways If you have a Chase credit card that earns rewards, you can redeem for airfare, hotel stays, car…

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The Chase Sapphire Reserve gets more exclusive — I’m not sure that’s a good thing

The Chase Sapphire Reserve® card used to be for people who wanted champagne travel on a beer budget — like…

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