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Should I Use a Personal Loan To Pay off Credit Card Debt?
Key takeaways Using a personal loan to pay off credit card debt can save money on interest and simplify monthly…
Understanding FEMA’s Risk Rating 2.0 System for Flood Insurance
Private insurance companies typically review and update risk ratings for home and auto policyholders at least annually. When the Federal…
How Personal Loans Help With Back-To-School Budgets
Key takeaways Personal loans give you a predictable payment and can be funded quickly. They can help your credit score…
Cashing Old Checks: How Long Is A Check Good For?
Key takeaways Checks are typically only valid for six months after being signed. Banks may still accept a stale check,…
Burial Insurance | Bankrate
Burial insurance is a type of whole life insurance policy that can be used to cover your burial and other…
Mortgagor Vs. Mortgagee: What’s The Difference?
hobo_018/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways The mortgagor is the person or entity who borrows and pays back a…
How Does Pet Insurance Work And How Do You Use It For Your Pet?
Key takeaways Pet insurance has three plan types: accident-only, accident and illness, and wellness and preventive care. Deductibles are upfront…
5 Legitimate Federal Student Loan Repayment Loopholes
As a certified student loan counselor, I’m often asked if there are any quick fixes or secret hacks to getting…
SBA Loan Denied? What To Do Next
Key takeaways There are three steps to take if your SBA loan is denied. Even if your SBA loan is…
10 Most Affordable States For Retirees In 2025
New Hampshire was named the best state for retirees in 2025, according to Bankrate’s annual Best and Worst States to…
