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What Are Mortgage Reserves And Who Needs Them?
Image by GettyImages; Illustration by Jessa Lyn Lizama/Bankrate Key takeaways Mortgage reserves are cash or other easily accessible assets you…
How Does Cash Back Work?
Key takeaways Cash back cards give you back a certain percentage of your qualifying spending in the form of cash…
What Is A Reverse Mortgage?
Key takeaways A reverse mortgage allows homeowners who are 55 and older to tap their home’s equity for tax-free payments.…
Rising healthcare costs are driving up your auto insurance rate
When it comes to car insurance claims, people often think of vehicle repairs following an accident, but your liability insurance…
Short-Term Capital Gains Tax Rates for 2024-2025
When you make a profit from selling an asset, you could be on the hook to pay capital gains tax.…
What Is A Second Mortgage And How Does It Work?
Key takeaways A second mortgage is a home-secured loan taken out while the original, or first, mortgage is still being…
Short-Term vs. Long-Term Capital Gains: How They Work
Capital gains are the financial profit you earn when you sell an asset like a home, business or stocks. Those…
Home Prices Are Falling In These Formerly Hot Markets
Bankrate housing analyst Jeff Ostrowski attended 10 open houses in Bradenton and St. Petersburg, Florida — both in the once-red-hot…
Your Money Should Work For YOU and Your Community — Not Billionaires
Here’s an uncomfortable truth: Every time we buy one of the Magnificent 7 stocks, shop with the largest online retailers…
Economic Concerns Have Some Americans Setting A ‘No-buy’ Rule
Key takeaways As Americans reckon with high prices, “no-buy” challenges, which swear off most discretionary spending, have become popular online.…
