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APR Vs. Interest Rate: What’s The Difference?
ljubaphoto/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways The interest rate on a mortgage indicates how much interest you’ll pay…
What Is A Federal Direct Loan?
Direct Loans are federal student loans issued by the U.S. Department of Education. A great starting point for most borrowers,…
Private Student Loan Requirements: How To Qualify
Key takeaways Each private student loan lender will have slightly different requirements, but they will all look at similar factors…
Could A Co-brand Card Be A Top Cash Back Credit Card? It Depends
Cash back is Americans’ favorite credit card feature by a wide margin, yet rewards enthusiasts often emphasize travel redemptions instead.…
It’s Bobby Bonilla Day And You, Too, Could Get A Paycheck For Decades
Key takeaways Retired professional baseball player Bobby Bonilla gets $1.19 million a year thanks to a deferred compensation agreement with…
These 7 401(k) Moves Could Ruin Your Retirement
A 401(k) is one of the most important parts of a good retirement plan, so it’s important not to mess…
What Is The Home Mortgage Disclosure Act (HMDA?)
Key takeaways Passed in 1975, the Home Mortgage Disclosure Act (HMDA) requires lenders to disclose certain details about their residential…
How New Graduates Can Survive The Financial Stress Of Today’s Job Hunt
Key takeaways Today’s job market is the toughest for new college graduates since 2021. To make finding a job easier,…
Bank of America Premium Rewards Credit Card Vs. Chase Sapphire Preferred
Thomas Barwick/Getty Images Key takeaways Choosing between the Chase Sapphire Preferred® Card and Bank of America® Premium Rewards® credit card…
Guide To Capital One Transfer Partners
Image by Getty Images; Illustration by Bankrate Key takeaways You can transfer Capital One miles to more than 15 travel…
