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What Is Mortgage Recasting? | Bankrate
Artfoliophoto/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Mortgage recasting lets you reduce your mortgage payments and total interest…
How Much Flood Insurance Do I Need?
Key takeaways Mortgage lenders require flood insurance on homes in certain FEMA-designated flood zones. Typically, the coverage requirement is either…
The Pros And Cons Of Private Student Loans
Key takeaways Private student loans may offer higher borrowing limits and potentially lower interest rates compared to federal loans, but…
What I learned at CardCon 2025: Industry trends and takeaways
Recently, I had the opportunity to attend CardCon 2025 in Fort Lauderdale, which gave my Bankrate colleagues and me unfettered…
Real Estate Commissions And Fees in Minnesota
JenniferPhotographyImaging/Getty Images For homeowners in Minnesota (and elsewhere), real estate agent commissions have long been one of the biggest expenses…
What Is A Mortgage Credit Certificate (MCC)?
Key takeaways A mortgage credit certificate allows qualifying homeowners to claim a refund for a portion of the interest paid…
How Social Security Benefits Are Calculated
Social Security benefits have always been a crucial part of retirement planning, and Americans rely on their monthly benefit check…
Gifting A Car: 6 Steps
Key takeaways To gift someone a vehicle, you must transfer the vehicle title to their name and create a bill…
Statute Of Limitations On Auto Loan Collections
northlightimages/Getty Images Key takeaways Each state has a different statute of limitations on car repossession debt, including auto loans, with…
Best Credit Cards for Medical Expenses
Healthcare costs can be shockingly high, even for those with insurance. For 2025 HealthCare.gov Marketplace plans, the out-of-pocket maximum is…
