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How Much Should Retirees Have Invested In The Stock Market?
The stock market has been on a tear for much of the past decade, with annualized returns of more than…
How To Switch Credit Cards
JLco - Julia Amaral/ Getty Images Key takeaways If there comes a point when your credit card doesn’t align with…
What Is Mortgage Forbearance? | Bankrate
ANDREW CABALLERO-REYNOLDS /Getty Images Key takeaways Mortgage forbearance lets homeowners temporarily stop or lower mortgage payments during a short-term financial…
Money Market Account Vs. Money Market Fund: Differences
Key takeaways Money market accounts combine the features of checking and savings accounts and are FDIC- or NCUA-insured up to…
Savings Bonds: What They Are And How To Cash Them In
Key takeaways U.S. savings bonds are zero-coupon bonds issued by the Treasury and backed by the U.S. government, making them…
How To Save For Retirement: Key Strategies To Know
How much money will you need to retire? If you’re like the majority of Americans, you don’t know the answer.…
How Are Home Equity Loan Rates Determined?
Key takeaways Home equity rates are determined by both macroeconomic factors, like the Federal Reserve’s monetary policy, and the borrower’s…
What Is An Alienation Clause?
Fat Chance Productions/Getty Images Key takeaways In a mortgage contract, an alienation clause requires the borrower to repay the full…
Home Valuation: How Much Is Your Home Really Worth?
According to the National Association of Realtors, the median price of an existing home sold in April was $414,000. Of…
Should You Use Auto Loan Refinancing To Pay Off Debt
Images by GettyImages; Illustration by Bankrate Key takeaways Cash-out auto loan refinancing — ideally with a lower rate and without…
