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The Best Money-Saving Mobile Banking Apps: Earn With a Mobile Savings Account
Americans have struggled to build their savings over the past year. Only about a third (30 percent) of U.S. adults…
5 Ways To Cash A Check Without A Bank Account
Key takeaways If you don’t have a bank account and need to cash a check, you’ll likely wind up paying…
How to set up direct deposit for your employees
Key takeaways Direct deposit transfers money electronically from your company’s payroll account into employees’ bank accounts. This method is less…
Best Online Mortgage Lenders In 2025
Credit: Images by Getty Images; Illustration by Issiah Davis/Bankrate When you work with an online mortgage lender, the entire application…
Tax Credits: How They Work And How To Qualify For Them
Tax credits are a powerful way to save money on taxes. Each dollar of a tax credit is subtracted directly…
Best Ways To Insure Excess Deposits
Key takeaways Bank networks, such as IntraFi Network Deposits and Impact Deposits Corp., can help spread excess deposits across multiple…
What is Annual Percentage Yield (APY)?
Key Takeaways APY stands for Annual Percentage Yield, which tells you how much interest you can expect to earn over…
Best Long-Term ETFs To Buy And Hold
Finding the best long-term ETFs can help reward you if you buy and hold, allowing you to compound your money…
ACH. Vs. Wire Transfers: What’s The Difference?
Key takeaways ACH transfers and wire transfers are both types of electronic funds transfers (EFTs). ACH transfers are typically free…
What Is The HELOC Draw Period? How Does It Work?
Key takeaways The draw period is the initial phase of a home equity line of credit (HELOC), during which you…
