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Latest Homes News

Medical Credit Cards: How They Work, Risks And Alternatives

Key takeaways Medical credit cards can help you finance expensive medical procedures, but they often come with high interest rates…

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What Is A Single-Premium Immediate Annuity?

A single-premium immediate annuity (SPIA) is a financial product aimed at providing a guaranteed income for the rest of your…

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What Is A Construction-To-Permanent Loan?

Image by mbogacz/GettyImages/Illustration by Hunter Newton/Bankrate Key takeaways A construction-to-permanent loan finances the construction of a house and converts to…

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New Jersey First-Time Homebuyer Assistance Programs

Open to condos, townhomes and manufactured homes Open to multi-family properties Doesn’t require repayment Can be used for down payment…

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What Is A FHA Mortgage Insurance Premium (MIP)?

Key takeaways If you take out an FHA loan, you’re required to pay FHA mortgage insurance premiums (MIP). FHA MIP…

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California First-Time Homebuyer Assistance Programs

Household income cannot exceed $135,120 (for one to two people) or $157,640 (for three or more people) Must attend an…

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What type of business savings account is right for you?

As a business owner, your company’s financial health depends on smart money management. Whether you’re building an emergency fund or…

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What To Do if You Are Dropped From Your Home Insurance

Key takeaways Home insurance carriers may cancel or refuse to renew policies under some circumstances. States have different laws and…

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HO-4 Insurance: What It Covers and Who Might Need It

Homeowners insurance is a no-brainer for people who purchase a property. In fact, if you finance a home, your lender…

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How Much Is A Down Payment On A House?

Key takeaways You don’t need to put 20 percent down to get a mortgage, and some mortgages don’t even require…

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