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Latest Homes News

What Does A Mortgage Application Include?

Suzanne Tucker/Shutterstock Key takeaways A mortgage application collects information about your finances and the property you want to buy so…

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Chase Freedom Flex Q4 2025 categories focus more on travel, less on holiday shopping |

The Chase Freedom Flex® traditionally leans heavily into holiday shopping with its fourth quarter bonus categories. This year, however, travel…

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Ordinary Annuity vs. Annuity Due: The Difference That Affects Its Value

Key takeaways The key difference between an ordinary annuity and an annuity due is when payments are made, which can…

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When Will Car Interest Rates Drop?

The Federal Reserve cut rates in September for the first time in 2025, putting the new target rate at 4-4.25…

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Biggest Changes To Retirement Accounts Due To New 401(k) And IRA Rules

Key takeaways The SECURE Act 2.0 became law in the last days of 2022, and its rules provide assistance for…

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Rule Of 72: What It Is And How To Use it

Key takeaways To use the rule, divide 72 by your interest rate to estimate how many years it’ll take to…

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Should You Apply For A Mortgage Online?

Ivan Pantic/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Online-only mortgage applications can be convenient, but they might not…

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What Is A Down Payment? How Does It Work?

Wasan Tita/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways A down payment is the portion of a home’s purchase price…

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Premium Travel Cards Are Leaving Average Consumers Behind

Here’s something credit card experts know but you might not: it’s getting much tougher for the average person to find…

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SIPC Insurance: What It Is And How It Works

Key takeaways The SIPC is a federally mandated, private nonprofit organization that helps protect securities and cash in brokerage accounts…

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