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What Is Debt-Service Coverage Ratio?
Moyo Studio/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Debt-service coverage ratio (DSCR) looks at a company’s cash flow…
How To Get Money For College, Fast
Key takeaways Fill out the Free Application for Federal Student Aid (FAFSA) to access federal loans, grants and work-study opportunities.…
Your Guide To Apple Card’s Cash Back Program
Key takeaways The Apple Card offers 3 percent daily cash back on Apple purchases and select merchants, 2 percent on…
Can You Pay Off Your Apple Card With A Balance Transfer?
Key takeaways There’s more than one way to pay off an Apple Card, including online payments or recurring and one-time…
W-4 Form: How To Fill It Out In 2025
If you got a big tax refund this year — or faced a big tax bill — now is a…
Should You Refinance To A 15-Year Mortgage?
pixdeluxe/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Refinancing from a 30-year mortgage to a 15-year mortgage can save you a…
What Is A Correspondent Lender?
David Schalliol/Getty Images Key takeaways Correspondent lenders originate, underwrite and finance mortgages, then sell them to other financial institutions or…
Average Dentist Salaries | Bankrate
Key takeaways You can make anywhere from $140,000 to more than $300,000 per year as a dentist, but it generally…
Maximizing Your Credit Card’s Transit Bonus Categories
Key takeaways Commuters of all kinds can earn points on many different modes of transit. Check your credit card to…
Best Credit Cards For Freelancers And The Self-Employed
Morsa Images/Getty Images If you’re one of the many Americans who freelance or own your own business, you might find…
