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Latest Homes News
What To Do if You Are Dropped From Your Home Insurance
Key takeaways Home insurance carriers may cancel or refuse to renew policies under some circumstances. States have different laws and…
HO-4 Insurance: What It Covers and Who Might Need It
Homeowners insurance is a no-brainer for people who purchase a property. In fact, if you finance a home, your lender…
How Much Is A Down Payment On A House?
Key takeaways You don’t need to put 20 percent down to get a mortgage, and some mortgages don’t even require…
How do Prescreened Credit Card Offers Work?
Key takeaways Prescreened credit card offers target qualified consumers based on their credit score, credit utilization, and location. Advantages…
Mortgage Lenders Offer Deals To Drum Up Business
Slashed rates. Discounts on future purchases. Speedy delivery. No, these are not the promises of an auto dealer or eager…
Guide To First-Time Homebuyer Grants
fizkes/Getty Images: Illustration by Issiah Davis/Bankrate Coming up with a down payment on a home can feel impossible — especially…
Gift Letters for Mortgages: What to Know And How They Work
Key takeaways A gift letter for a mortgage verifies the source of a homebuyer’s gifted down payment funds. The gift…
Shop For A Mortgage Without Hurting Your Credit
Key takeaways Getting preapproved for a mortgage usually means undergoing a hard credit pull, which causes a dip in your…
Form 1040: What It Is, How To Fill It Out
If you’ve ever paid money to Uncle Sam, you’re probably familiar with Form 1040. The 1040 is the foundation of…
A Beginner’s Guide To Credit Card Points
Key takeaways Credit card points are a type of rewards currency that can be earned in exchange for eligible credit…
