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Why Do Some Stores Have Credit Card Minimums?
Key takeaways When a merchant accepts credit card payments, it pays an interchange fee charged by the credit card company…
Best Business Cards With No Foreign Transaction Fees
Foreign transaction fees are just one of several annoying travel fees that can be added to your purchases when you…
Best Mortgage Refinance Lenders In 2025
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades.…
What Is Mortgage Collateral? | Bankrate
David Papazian/Getty Images Key takeaways Collateral is something that backs — or secures — a loan, making it less risky…
Can You Afford To Buy A Home? Can Anyone?
There’s no escaping the fact that homes in the U.S. have been getting less and less affordable. According to the…
What Is A Mortgage Prepayment Penalty?
Key takeaways A prepayment penalty is a fee designed to discourage borrowers from paying off a loan early, before the…
Fiduciary Financial Advisor: What They Do And How To Find One
Drs Producoes/Getty Images Many different people refer to themselves as financial advisors, which can make it difficult to tell who…
No-Fee Index Funds: E-Trade Vs. Fidelity
In early 2025, E-Trade launched a series of five no-fee index mutual funds, making it the second major online brokerage…
Home Equity Rates Up, HELOCs Near 2025 High
Image by GettyImages; Illustration by Bankrate Home equity rates are on an upward course again. In the most recent week,…
Discover It Miles vs. Bank Of America Travel Rewards Card
Key takeaways If you’re looking for an entry-level travel card, the Discover it® Miles and Bank of America® Travel Rewards…
