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7 Places To Save Your Extra Money
Key Takeaways High-yield savings and money market accounts may offer higher returns with more accessibility. CDs may offer higher rates…
How to Choose the Best High-Yield Savings Account for You
Choosing the best high-yield savings account requires comparing interest rates, fees, and account features. Look for accounts offering APYs up…
Guidelines For Getting A Mortgage With Student Loans
Key takeaways Lenders typically factor your student loan payments into your debt-to-income (DTI) ratio to ensure that you’ll be able…
Value-Added Tax (VAT): What It Is, How It Works
Value-added tax (VAT) is a tax on goods and services, not unlike a sales tax but with some major differences.…
How To Buy Your First Car: 7 Steps
Key takeaways Evaluate your finances and credit score so you can set a realistic car buying budget. Determine what you…
What Banks Do With Your Money After You Deposit It
Images by GettyImages; Illustration by Hunter Newton/Bankrate Banks don't maintain all of their deposits in a cash reserve. Instead, banks…
What Is A Personal Line Of Credit And How Does It Work?
Key takeaways A personal line of credit is a revolving account that works like a credit card. Personal lines of…
Best FHA Mortgage Lenders In 2025
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades.…
Chase Freedom Flex 2025 Bonus Categories
Key takeaways The Chase Freedom Flex®* and Chase Freedom®* offer quarterly rotating bonus categories through which cardholders can earn 5…
Taking Social Security At Age 62? 5 Things To Consider
Thomas Barwick/Getty Images Deciding when to start taking Social Security is one of the key questions retirees and potential retirees…
