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What Is A Social Security Cost Of Living Adjustment (COLA)?

The Good Brigade/Getty Images Key takeaways A cost-of-living adjustment (COLA) is an annual increase in Social Security benefits to help…

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Why Is Home Equity Borrowing On The Rise?

The origination of home equity loans, home equity lines of credit (HELOCs) and cash-out-refinances rose 11 percent in the fourth…

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Tax Evasion vs. Tax Avoidance: One’s Illegal, The Other Is Smart Planning

Chicago History Museum/GettyImages Mob boss Al Capone was famously convicted of tax evasion. He didn’t pay taxes he earned through…

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Inherited IRA Rules: 7 Things All Beneficiaries Must Know

Key takeaways Inheriting an IRA can be complex. The rules differ based on your relationship to the deceased, your age…

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What To State As Income On A Student Credit Card Application

Key takeaways Students under 21 can only report personal income, allowances from family members and residual scholarship/grant money after tuition…

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Can You Buy Lottery Tickets With A Credit Card?

Images by GettyImages; Illustration by Bankrate Key takeaways Using a credit card to purchase lottery tickets is legal in over…

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What Is A Statement Credit?

Key takeaways A statement credit is money that a card issuer applies to your account for making specific purchases. …

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How To Use The OpenSky Secured Visa Credit Card

Gorica Poturak/Getty Images Key takeaways The OpenSky® Secured Visa® Credit Card doesn’t require a credit check for applicants, making it…

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How To Get An Apple Card Credit Limit Increase

Key takeaways Increasing your credit limit on your Apple Card* can provide more budget flexibility and improve your credit score.…

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Why Long-Term CDs Can Be A Smart Choice In Any Rate Environment

MoMo Productions/Getty Images; Illustration by Austin Courregé/Bankrate Whether interest rates are rising, falling, or holding steady, long-term certificates of deposit…

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