
Key takeaways Use points for high-value redemption like business-class flights and luxury hotels, especially during off-peak travel seasons. …
Koh Sze Kiat/Getty Images Key takeaways If paying down high-interest credit card debt is your goal, the Wells Fargo Reflect®…
WAYHOME studio/Shutterstock.com Key takeaways The average credit score for Americans is 715 according to FICO, while a fair credit score…
Key takeaways A student credit card works the same as other credit cards, except it’s designed with benefits that matter…
Key takeaways A longer loan term means you’ll have a lower monthly payment, but you’ll also pay more in interest.…
Key takeaways Buying a new car allows for customization and the latest technology, but it comes at a higher price…
Key takeaways Traditional IRAs and self-directed IRAs are both tax-advantaged retirement accounts. The difference is that SDIRAs allow you to…
Social Security doesn’t usually offer a “do-over,” but retirees can turn to this option in a few select cases. For…
Key takeaways Banks and credit unions often offer free coin exchange services for customers, while charging small fees for non-customers.…
Key takeaways Estate planning is the process of legally deciding who receives your assets following your death and how they…
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