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Should You Ever Pay for a Grandchild’s College Before Funding Your Own Care?

Image Source: 123rf.comMany grandparents dream of helping their grandchildren pay for college. But before writing that tuition check, it’s worth…

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Life After Debt: 5 Side Effects of Debt Freedom

Just seven months after graduating from business school, I made the final payment on my $72,000 student loan balance. It…

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10 Things That Sound Smart in Retirement—But End in Regret

Image Source: 123rf.comRetirement planning often feels like a puzzle—everyone wants to make the “smart” move that keeps money safe and…

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What Are the Financial Red Flags That Could Trigger an IRS Audit in Retirement?

Image Source: 123rf.comRetirement should be a time of peace, not paperwork panic. But for many retirees, an unexpected IRS letter…

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6 Reasons Social Security Payments Are Quietly Dropping in 2025

Image Source: 123rf.comYou may have noticed your Social Security check isn’t stretching as far as it used to—even though your…

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38 Easy Ways To Stack Money On The Side

My Update on The Side Hustle Stack for 2025So, back in 2020 and 2021, my income cratered during the pandemic. …

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What Are The Best Budgeting Apps? Here Are The Top 17 To Turbocharge Your Savings

Mint, one of the best budgeting apps, shut down early in 2024.  As longtime budgeting fans, we’ve had a difficult…

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Why Is the Government Investigating So Many Senior Investment Clubs?

Image Source: 123rf.comSenior investment clubs—where retirees pool funds to invest—sound appealing on the surface. But authorities are increasingly scrutinizing them.…

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8 Things to Avoid Telling a Financial Advisor—Unless You Want to Be Misled

Image Source: 123rf.com A good financial advisor can help you build wealth, protect retirement savings, and prepare for the future.…

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What Should You Never Store in a Retirement Safe Deposit Box?

Image Source: 123rf.comSafe deposit boxes feel like the perfect place to secure valuables—but when it comes to retirement, they’re not…

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