Debt
Latest Debt News
Could Your “Diversified” Portfolio Be 80% the Same Asset Class?
Image Source: 123rf.comDiversification is the golden rule of investing, but many investors only think they’re diversified. In reality, portfolios often…
5 Dividend “Rules” That Don’t Hold Up in 2025
Image Source: 123rf.comDividend investing is a classic retirement strategy, promising steady income and stability. But in 2025, some long-held “rules”…
10 Portfolio Rebalancing Mistakes Investors Keep Repeating
Image Source: 123rf.comPortfolio rebalancing is one of the most important disciplines in investing. It helps keep risk in check, ensures…
8 Sinking-Fund Categories People Overlook—Until a Crisis Hits
Image Source: 123rf.comA sinking fund is like an emergency fund’s proactive cousin—it’s money you set aside for predictable but irregular…
6 Frugal Habits That Save Thousands Without Feeling Deprived
Image Source: 123rf.comFrugality often gets a bad reputation for being restrictive or joyless. But true frugal habits aren’t about cutting…
Should You Ditch Cash Stuffing Now That Banks Track Large Deposits Differently?
Image Source: 123rf.comCash stuffing—filling envelopes with bills to track and control spending—has exploded in popularity. Social media made it trendy…
Items That Are A Complete Waste of Money
Image Source: 123rf. Trash bin on Brooklyn street in NYC. Water bottles and disposable coffee pod typically go into local…
Why Are Men Over 70 Moving Into Studio Apartments by Choice?
Image Source: 123rf.comMany people imagine downsizing late in life as something forced by finances, health, or necessity. But a growing…
10 Emergency Fund Rules That Actually Work When Life Falls Apart
Image Source: 123rf.comAn emergency fund is more than just a savings account—it’s your financial lifeline when the unexpected happens. Yet…
7 Zero-Based Budget Moves That Free Up Real Cash This Month
Image Source: 123rf.comZero-based budgeting has been around for decades, but it’s making a comeback as inflation squeezes households. The idea…
