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9 Interest-Rate Surprises Coming for Adjustable Mortgages
Image Source: 123rf.comAdjustable-rate mortgages (ARMs) attract borrowers with lower initial payments. But when rates reset, surprises often follow. Retirees and…
8 Medicare Part D Decisions That Change Your Annual Drug Costs Drastically
Image Source: 123rf.com Prescription drug costs remain one of the biggest worries for retirees. Medicare Part D was designed to…
8 Rental Property Clauses That Blow Up During Evictions
Image Source: 123rf.comLeases are supposed to protect both landlords and tenants. But during eviction proceedings, certain clauses don’t hold up…
10 Credit Score Myths That Keep You Paying Higher Rates
Image Source: 123rf.com Credit scores influence everything from mortgage rates to insurance premiums. Yet misinformation keeps many borrowers paying more…
6 Debt Avalanche Wins That Outperform the Snowball for Most People
Image Source: 123rf.comPaying off debt requires a strategy. Two popular methods—snowball and avalanche—often spark debate. The snowball focuses on paying…
8 RMD Missteps That Turn Retirement Accounts Into Penalty Magnets
Image Source: 123rf.comRequired minimum distributions (RMDs) are unavoidable once you hit a certain age. But many retirees make costly mistakes…
If There Is a Fast Track to Becoming Wealthy, Entrepreneurship Is It
If you find value in these articles, please share them with your inner circle and encourage them to Sign Up for…
Dave Says: They’re Manipulating Your Feelings
Dear Dave,Our daughter is 27, and she’s been married for three years. We’ve been helping her and husband financially quite…
Will IRMAA Push Your Part B Premium Higher Than Your Raise This Year?
Image Source: 123rf.comMedicare premiums aren’t one-size-fits-all. Higher-income retirees pay extra through Income-Related Monthly Adjustment Amounts, better known as IRMAA. While…
10 HSA Power Plays That Cover Real Medical Bills in Retirement
Image Source; 123rf.comHealth Savings Accounts (HSAs) are among the most powerful retirement tools. They combine tax-free contributions, growth, and withdrawals…
