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8 Estate-Planning Errors That Create Sibling Wars

Image Source: 123rf.comEstate planning is supposed to bring clarity and peace of mind. But too often, small oversights spark long-lasting…

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Should You Self-Insure for Care—or Buy a Hybrid Policy Instead?

Image Source: 123rf.comLong-term care is one of the biggest financial unknowns in retirement. Nursing homes and assisted living costs can…

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Is a 15-Year Mortgage Still Smarter Than a 30-Year for Most Families?

Image Source: 123rf.com For decades, financial experts touted the 15-year mortgage as the smarter option. Paying off your home faster…

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7 Spousal-Benefit Choices That Add Up to Five Figures Over Time

Image Source: 123rf.comSocial Security spousal benefits provide important income for many households. But the rules are complicated, and missteps add…

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8 Budget Lines Families Cut Without Losing Quality of Life

Image Source: 123rf.comWhen inflation bites, families look for ways to trim expenses. But cutting too deeply in the wrong places…

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Overcoming the Beliefs that Limit Your $uccess

Dear Entrepreneur,If success eludes you and profits are paltry, a new study sheds important light on your situation. Being a…

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Are Your Grocery Costs Rising Faster Than Your COLA?

Image Source: 123rf.com Social Security’s cost-of-living adjustment (COLA) is supposed to protect retirees from inflation. But for many, rising grocery…

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10 Inflation-Hedge Moves That Don’t Require Complex Investments

Image Source: 123rf.com Inflation continues to eat away at retiree budgets, especially fixed incomes. Many assume the only hedge is…

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Are You Using the Wrong Bank Just Because the App Looks Good?

Image Source: 123rf.com Banking apps have become central to money management. Sleek designs and easy navigation attract retirees and younger…

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9 Power-of-Attorney Provisions That Fail Right When You Need Them

Image Source: 123rf.comA power of attorney (POA) is one of the most important estate-planning documents. It allows someone you trust…

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