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Avoid The Big Trap: Why Long-Term Care Insurance Policies Fail

Image Source: Shutterstock Long-term care insurance was designed to protect families from the crushing costs of nursing homes, assisted living,…

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Did Your Employer Just Change Your Matching Contribution to Roth?

Image Source: ShutterstockMany workers recently discovered that their employer’s matching contributions are no longer going into traditional pre-tax accounts but…

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How Global Treaties Override U.S. Banking Laws

Image Source: ShutterstockMost Americans assume that U.S. banking laws are written and enforced solely by Congress and domestic regulators. In…

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The Unexpected Benefit of Delaying Social Security to Age 70

Image Source: ShutterstockSocial Security is one of the most important income sources for retirees, but the age at which you…

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The Secret Way Hospitals Bill Twice for the Same Service

Image Source: ShutterstockHospital bills are notoriously complex, filled with codes, charges, and terminology that most patients struggle to understand. Within…

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Frugal Spending Habits of Self-Made Millionaires

Image source: Richhabits.netI’ve been studying the daily habits of the rich and poor since 2004. I’ve gathered an enormous amount…

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Why Chronic Pain Is Becoming the Next Great American Epidemic

Image Source: ShutterstockChronic pain has quietly become one of the most widespread health challenges in the United States. Unlike acute…

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Your Child’s Debt Could Become Yours: New Co-Signing Risks

Image Source: ShutterstockParents often want to help their children succeed, whether it’s securing a student loan, buying a car, or…

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The Science of Combating Insomnia After 55

Image Source: ShutterstockFor many adults over 55, sleep becomes more elusive than ever before. What was once a natural nightly…

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9 Red Flags Neighbors Notice About Aging Parents Before Family Does

Image Source: Shutterstock Neighbors often see things family members miss. While relatives may only visit occasionally, neighbors observe daily routines,…

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