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Should You Take Lump Sum Pension or Monthly Annuities? The Trade-Offs
Image Source: ShutterstockWhen it’s time to retire, one of the biggest financial decisions you’ll face is whether to take your…
How Vision Loss Impacts Your Independence—and What You Can Do Early
Image Source: ShutterstockVision changes are one of the most common—and most underestimated—effects of aging. Even mild loss can disrupt daily…
Can You Get Social Security If You Never Paid Enough Credits? Rules & Exceptions
Image Source: ShutterstockSocial Security is a cornerstone of retirement income, but not everyone automatically qualifies. To receive benefits, you typically…
4 Traits That Separate the Rich from the Non-Rich
My mission is to share my unique Rich Habits research in order to add value to your life and help you…
The Surprising Advantage of Volunteering in Retirement for Mental Health
Image Source: Shutterstock Many retirees look forward to rest and relaxation after decades of work—but too much idle time can…
5 Poor Habits Holding You Back From Becoming a Millionaire
If you find value in these articles, please share them with your inner circle and encourage them to Sign Up for…
Can Social Security Benefits Be Garnished for Debt? What You Need to Know
Image Source: Shutterstock Many retirees assume their Social Security income is untouchable—but that’s not entirely true. While these benefits are…
6 Life Insurance Loopholes Seniors Should Understand
Image Source: Shutterstock Life insurance is supposed to provide peace of mind—but the fine print can sometimes say otherwise. Many…
How to Keep Learning and Growing in Your Golden Years
Image Source: Shutterstock Retirement isn’t the end of learning—it’s the beginning of a new kind. Once the pressures of work…
That Shoeshine Boy
October 12, 2025 But first . . . ASK NOT WHETHER THESE 10 SECONDS WERE GENERATED BY AI They have…
