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Can’t Get a Small-Business Loan? CDFIs May Offer a Better Way

Small business owners seeking financing may have faced tighter credit conditions in recent quarters, particularly from banks. During the first…

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How To Create A Successful Financial Plan For Small Businesses

Key takeaways A business financial plan helps small businesses track revenue, expenses and growth opportunities. Key components typically include cash…

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The August Small Business Landscape Is Volatile

One word can sum up the business pulse for August: volatile. While tax cuts from the Big Beautiful Bill and…

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How To Consolidate Business Debt To Manage Business Finances

A recent study issued by CreditSafe reported dismal news for businesses. Specifically, over half of companies surveyed (58 percent) said…

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Business Loan vs. Personal Loan: What’s The Difference?

When you need funding for your business, applying for a business loan may be a helpful next step. But, in…

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SBA 7(a) Loan: What It Is And How To Apply

Key takeaways SBA 7(a) loans are the most common type of loan issued by the Small Business Administration. You can…

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Crowdfunding For Business Basics | Bankrate

Key takeaways Crowdfunding for your small business allows you to fundraise money through individual investors interested in your project You…

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What is a Factor Rate and How to Calculate It

Key takeaways Factor rates are a fixed fee multiplied by the entire loan up front, which means that you’ll pay…

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17 Small Business Grants For Women

Key takeaways Female entrepreneurs often face more challenges than male entrepreneurs when accessing business funding Grants specifically targeting businesses owned…

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What Is A Merchant Cash Advance For Small Businesses?

Key takeaways A merchant cash advance forwards cash against future sales. MCAs have aggressive repayments that disrupt profitability until it’s…

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