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FundsForBudget > Debt > 8 Ways to Save Money on Energy Bills When Temperatures Soar
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8 Ways to Save Money on Energy Bills When Temperatures Soar

TSP Staff By TSP Staff Last updated: October 26, 2025 6 Min Read
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Image Source: Shutterstock

When summer heat hits, your energy bill can feel like a second mortgage. Air conditioners run nonstop, fridges work overtime, and every fan in the house hums around the clock. But cooling your home doesn’t have to drain your bank account. With a few strategic tweaks, you can beat the heat without burning through cash. Here are eight proven ways to cut your energy costs while keeping your home cool and comfortable all summer long.

1. Adjust Your Thermostat the Smart Way

Even a small thermostat adjustment can lead to big savings. Set it a few degrees higher when you’re away and lower it only when you’re home. Smart thermostats make this easy by learning your schedule and adjusting automatically. The Department of Energy estimates you can save up to 10% a year by changing your settings just 7–10 degrees for eight hours daily. That’s a simple step that adds up over time without sacrificing comfort.

2. Close Curtains and Blinds During the Day

Sunlight streaming through your windows can raise indoor temperatures fast. Closing curtains, blinds, or shades during the hottest hours keeps heat out and reduces air-conditioning strain. Blackout or thermal curtains work especially well for south-facing windows. It’s an old-school trick that makes a noticeable difference. You’ll use less energy—and your AC will thank you.

3. Use Ceiling Fans to Circulate Cool Air

Ceiling fans don’t lower the room temperature, but they make it feel cooler by circulating air. In summer, set fans to spin counterclockwise to push air downward. This breeze can make rooms feel 4–5 degrees cooler, letting you raise the thermostat slightly without discomfort. Fans use far less electricity than air conditioners, so the savings stack up quickly. For extra efficiency, turn them off when leaving a room.

4. Seal Air Leaks and Insulate Properly

Gaps around doors, windows, and vents allow cool air to escape and hot air to sneak in. Sealing these leaks is one of the cheapest ways to reduce energy waste. Weatherstripping, caulking, or foam sealants can make a huge difference. Check attic insulation too—heat rises, and poor insulation traps it inside your home. These small DIY fixes can cut cooling costs by as much as 15%.

5. Clean or Replace Air Filters Regularly

Clogged filters make your air conditioner work harder, wasting energy and shortening its lifespan. Replace or clean filters every one to three months, especially during heavy-use seasons. It’s a five-minute task that can improve airflow and cooling efficiency immediately. Dirty filters can also increase indoor allergens, making the air feel stuffier. Clean filters equal cleaner, cheaper air.

6. Cook Smart to Keep the Heat Down

Ovens and stovetops generate a surprising amount of heat, raising indoor temperatures quickly. Try grilling outside, using slow cookers, or relying on microwaves instead. Cooking earlier in the morning or later in the evening also helps keep your kitchen cooler. Every degree matters when your AC is running nonstop. Smarter cooking equals lower energy bills and more comfortable dinners.

7. Schedule Energy Use During Off-Peak Hours

Many utility companies charge higher rates during peak hours—typically late afternoon to early evening. Running appliances like washers, dryers, and dishwashers outside those times can lower your total bill. Some utilities even offer special off-peak programs that reward customers for shifting energy use. Setting reminders or using smart plugs can automate the process. It’s a simple hack that costs nothing and pays off fast.

8. Get an Energy Audit Before the Next Heat Wave

An energy audit reveals exactly where your home is wasting power. Many utilities offer free or discounted audits that include infrared scans and personalized advice. You’ll learn which appliances use the most energy and what upgrades make sense for your budget. Even small adjustments—like replacing bulbs or upgrading to ENERGY STAR appliances—can lead to long-term savings. Think of it as preventive maintenance for your wallet.

Staying Cool Without Burning Cash

Saving on energy bills doesn’t require big sacrifices—it’s about making small, consistent choices that add up. Smart thermostats, better insulation, and thoughtful habits can cut hundreds off your annual costs. As heat waves become more frequent, energy awareness will matter even more. A few changes today can make your home both cooler and more cost-efficient tomorrow. When it comes to summer survival, knowledge truly is power.

Which of these energy-saving tricks has worked best for you during hot months? Share your go-to strategy below!

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Teri Monroe started her career in communications working for local government and nonprofits. Today, she is a freelance finance and lifestyle writer and small business owner. In her spare time, she loves golfing with her husband, taking her dog Milo on long walks, and playing pickleball with friends.

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