By using this site, you agree to the Privacy Policy and Terms of Use.
Accept

FundsForBudget

  • Home
  • News
  • Personal Finance
    • Credit Cards
    • Loans
    • Banking
    • Retirement
    • Taxes
  • Debt
  • Homes
  • Business
  • More
    • Investing
    • Newsletter
Reading: 8 Instagram-Driven Splurges Your Bank Account Wishes You’d Ghost
Share
Subscribe To Alerts
FundsForBudgetFundsForBudget
Font ResizerAa
  • Personal Finance
  • Credit Cards
  • Loans
  • Investing
  • Business
  • Debt
  • Homes
Search
  • Home
  • News
  • Personal Finance
    • Credit Cards
    • Loans
    • Banking
    • Retirement
    • Taxes
  • Debt
  • Homes
  • Business
  • More
    • Investing
    • Newsletter
Follow US
Copyright © 2014-2023 Ruby Theme Ltd. All Rights Reserved.
FundsForBudget > Debt > 8 Instagram-Driven Splurges Your Bank Account Wishes You’d Ghost
Debt

8 Instagram-Driven Splurges Your Bank Account Wishes You’d Ghost

TSP Staff By TSP Staff Last updated: May 3, 2025 6 Min Read
SHARE
Image by Solen Feyissa

Let’s be honest—Instagram isn’t just a social platform anymore. It’s a full-blown marketplace. But instead of checking out a new restaurant or admiring your friend’s vacation, you’re being subtly (and sometimes not-so-subtly) pushed to spend money. Fast.

Influencer culture, aesthetic perfection, and algorithm-fed envy have a way of making you feel like that $300 skincare fridge or $90 water bottle is just a vibe when, in reality, it’s just another hit to your budget.

Here are eight Instagram-driven purchases your bank account wishes you’d block, mute, and ghost for good.

1. Designer Water Bottles That Do Nothing Special

You know the ones: minimalist, glass or stainless steel, sometimes monogrammed, always photogenic. Brands like Stanley, Hydro Flask, and LARQ have become status symbols. But here’s the thing: your $8 BPA-free bottle from Target holds water just as well. The only difference? You’re not paying $40–$100 to carry it around like an accessory.

2. “Aesthetic” Workout Sets You Only Wear Once

Instagram has turned gym gear into fashion statements. Coordinated leggings and crop tops in soft pastels, often worn more for mirror selfies than actual workouts. These sets can cost upwards of $150, and yet they often stay buried in a drawer after one wear. Your body doesn’t care if your squats match your sports bra.

3. Skincare That Belongs in a Museum

Face serums with gold flecks. Serums you can’t pronounce. Oils that promise “glass skin” at $80+ per ounce. While skincare is important, the truth is that many of these products rely more on packaging than ingredients. A well-formulated drugstore option will likely do the job without the sticker shock.

4. Boho Home Decor That Adds Up Fast

You saw it in a flat-lay shot—macrame wall hangings, pampas grass, hand-poured candles in ribbed jars. It looks calming. Curated. But by the time you recreate the look, you’ve spent $500 on items that have no real function and could be replaced with budget finds or DIY alternatives.

5. “Wellness” Teas, Gummy Vitamins, and Detox Kits

Let’s be real: many of these are just cleverly marketed placebos. Influencers rave about their energy-boosting, metabolism-firing, de-bloating magic. But the science? Spotty at best. You’re often paying $30–$80 for something that doesn’t outperform a balanced diet and regular hydration.

Image by Luke Lung

6. Trendy Tech You’ll Use for a Week

That sleek sunrise alarm clock. The smartphone printer for mini Polaroids. The ring light mirror. Instagram sells convenience, but most of these “tech” splurges become junk drawer clutter. And let’s not forget the “smart mug” that keeps your coffee warm… for $130. Your microwave is literally right there.

7. Overpriced Smoothie Bowls and Bougie Brunches

We all love a colorful brunch pic, but those acai bowls, matcha lattes, and artisanal toasts can cost you $25+ per meal. Do it a few times a week, and you’re throwing away hundreds per month. Spoiler: your homemade smoothie with frozen berries and almond milk tastes just as good and doesn’t require a filter.

8. Fast-Fashion Hauls for the Algorithm

Hauls rake in views, likes, and swipe-ups, but for you, they rake in credit card debt and a cluttered closet. Instagram encourages the constant chase for “the next cute thing,” even if you only wear it once for content. Worse, fast fashion harms both your finances and the planet.

It’s Not About Deprivation. It’s About Intention

The occasional splurge is totally fine. Life’s too short to never enjoy a fun purchase. But when your spending is driven more by the algorithm than your actual needs or desires, that’s where the trap lies. Unfollow the noise, audit your habits, and ask yourself: Would I buy this if no one else saw it?

Have you ever made a purchase just because you saw it on Instagram and instantly regretted it?

Read More:

Smart Shopping Hacks: How to Save Money and Still Enjoy the Thrill of Surprise

3 Reasons Why You Spend More When You Shop Online

Riley Schnepf

Riley is an Arizona native with over nine years of writing experience. From personal finance to travel to digital marketing to pop culture, she’s written about everything under the sun. When she’s not writing, she’s spending her time outside, reading, or cuddling with her two corgis.



Read the full article here

Sign Up For Daily Newsletter

Be keep up! Get the latest breaking news delivered straight to your inbox.
By signing up, you agree to our Terms of Use and acknowledge the data practices in our Privacy Policy. You may unsubscribe at any time.
Share This Article
Facebook Twitter Copy Link Print
What do you think?
Love0
Sad0
Happy0
Sleepy0
Angry0
Dead0
Wink0
Previous Article Best Credit Cards For Online Shopping
Next Article Can A Bank Cancel My Dead Parent’s Credit Card If I Have Power Of Attorney?
Leave a comment

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

FacebookLike
TwitterFollow
PinterestPin
InstagramFollow
TiktokFollow
Google NewsFollow
Most Popular
What’s the Ideal Age to Retire for Longevity?
June 18, 2025
How To Cut Costs In Small Business
June 18, 2025
De Minimis: 2025 Trump Changes and Effects on Consumer Costs
June 18, 2025
8 Ways To Refinance A Mortgage With Bad Credit
June 18, 2025
Tax Saving Strategies For Small Business Owners
June 18, 2025
Foreclosure: How It Works And How To Avoid
June 18, 2025

You Might Also Like

Debt

It Takes Courage to Cry

4 Min Read
Debt

Every Spouse Needs Some Money Freedom in Their Marriage

2 Min Read
Debt

5 Little Known Stocks That Could Bring You Great Financial Success

8 Min Read
Debt

13 Items That Seem Like Investments But Are Just Junk

9 Min Read

Always Stay Up to Date

Subscribe to our newsletter to get our newest articles instantly!

FundsForBudget is your one-stop website for the latest finance news, updates and tips, follow us for more daily updates.

Latest News

  • Small Business
  • Debt
  • Investments
  • Personal Finance

Resouce

  • Privacy Policy
  • Terms of use
  • Newsletter
  • Contact

Daily Newsletter

Subscribe to our newsletter to get our newest articles instantly!
Get Daily Updates
Welcome Back!

Sign in to your account

Lost your password?