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FundsForBudget > Debt > 8 Cities You Should Never Look In
Debt

8 Cities You Should Never Look In

TSP Staff By TSP Staff Last updated: May 20, 2025 7 Min Read
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Image source: Unsplash

Georgia has become a hot spot for homebuyers—sunny weather, southern charm, and no shortage of beautiful scenery. From Atlanta’s booming tech sector to the quaint coastal towns, there’s a lot to love. But not every part of Georgia is ideal for setting down roots.

Whether it’s high crime, economic decline, poor schools, or plummeting property values, some cities raise serious red flags for potential buyers. Buying a home is one of the biggest financial decisions you’ll make, so choosing the right city is just as important as the right house.

Here are eight cities in Georgia you should think twice about before buying property and why.

1. Albany, GA

Once an industrial hub, Albany has struggled for decades to regain its economic footing. The job market remains weak, with unemployment rates higher than the state average and limited growth in key sectors. High crime rates, especially violent crime, make it one of the more dangerous cities in Georgia.

For families, the public school system often underperforms in state rankings, which can limit long-term resale potential. While homes are inexpensive, they may not appreciate much, meaning you could be stuck with an asset that doesn’t grow in value.

2. Macon, GA

Macon blends history, music, and southern culture, but it’s also facing significant housing and infrastructure challenges. The city deals with high poverty rates, an aging housing stock, and persistent crime.

Although revitalization efforts are underway, many areas still lack the stability buyers look for in a long-term investment. If you’re seeking appreciation or a safe neighborhood for a growing family, other cities in Georgia offer stronger fundamentals and a better return on your real estate investment.

3. College Park, GA

Located near Hartsfield-Jackson Airport, College Park seems ideal for frequent travelers and airline employees. However, high crime rates and underperforming schools make this a less attractive option for homeowners.

While the city has tried to improve its downtown and invest in redevelopment, many neighborhoods remain blighted or inconsistent in property value. For buyers looking to plant roots, the area often doesn’t deliver the safety or educational quality families prioritize.

4. East Point, GA

East Point has potential. It’s close to Atlanta, has historic homes, and some walkable areas. But the reality is uneven. The crime rate remains well above the national average, and while some homes are affordable, others are overpriced for the neighborhood stability you’re getting.

Gentrification is starting in pockets, but progress is slow and inconsistent. Unless you’re an experienced investor who understands the risks of transitional neighborhoods, East Point may not offer the long-term value or lifestyle you’re after.

Image source: Pexels

5. Forest Park, GA

Affordable homes may attract first-time buyers, but Forest Park presents challenges that outweigh the price tag. The city has struggled with high crime, underfunded public services, and weak commercial development.

There’s also concern about flooding and aging infrastructure in certain areas, which can add hidden costs after purchase. In a competitive housing market like Georgia’s, Forest Park simply doesn’t offer the strong fundamentals you’d want for a safe, appreciating investment.

6. Lithonia, GA

Lithonia, located in DeKalb County, has some beautiful natural scenery, including Arabia Mountain, but it also faces serious economic and housing hurdles. Many neighborhoods suffer from property neglect, investor flips gone wrong, and fluctuating market values.

The schools often rank poorly, and high rental saturation in the area creates instability in neighborhood cohesion and long-term value. Buyers should approach with caution, especially if looking for a family-oriented, owner-occupied community.

7. Griffin, GA

Griffin has a small-town feel and affordable housing, but those come with a tradeoff. The city consistently reports higher-than-average crime, and economic growth has been slow. The downtown area has seen some revitalization, but many surrounding neighborhoods still struggle with disrepair and a lack of job opportunities.

The combination of weak infrastructure and limited upside for appreciation makes Griffin a risky pick for homeowners looking to build equity.

8. Americus, GA

Americus has deep historical roots and a tight-knit community, but it’s not a strong bet for property appreciation. The city faces persistent poverty, job scarcity, and very limited industry diversity.

Homes are extremely affordable, but that’s largely due to demand issues and stagnant market conditions. Unless you have personal ties or a compelling reason to live in Americus, the area lacks the economic dynamism or infrastructure you’d want in a long-term housing investment.

Affordability Isn’t the Only Factor

It’s tempting to jump on low-priced homes in Georgia’s less competitive markets. But homeownership is about more than your initial mortgage. It’s about location, resale value, neighborhood stability, safety, and lifestyle.

These eight cities may offer bargains, but they often come at a cost—financial, emotional, or both. Before buying in any city, dig deep into local crime rates, school rankings, job trends, and development plans. A great deal on paper could become a long-term liability if you’re not careful.

Have you house hunted in Georgia and found red flags others should know about?

Read More:

The Real Down Payment: Here’s How Much You’ll Really Need to Put Down On That House

10 Up-and-Coming Cities to Buy Property Now—Before the Prices Skyrocket

Riley Schnepf

Riley is an Arizona native with over nine years of writing experience. From personal finance to travel to digital marketing to pop culture, she’s written about everything under the sun. When she’s not writing, she’s spending her time outside, reading, or cuddling with her two corgis.

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